Everything an insurer needs from one partner: PINS, our full-cycle core platform for P&C, Life, and Health, plus self-service portals built on it and standalone AI products that work with any core system. In insurance technology since 2008, behind Baltic market leaders.
General insurance with mass product customization, fleet policies, and real-time product adjustments.
Life functionality on the same platform — one register of persons, agreements, and finance.
The deepest line: clinics and pricelists, unlimited cover trees, automated settlement, AI claims.
Launch cyber and other new products on the same product builder — security questionnaires in underwriting, external risk-data integrations, incident-response claims workflows.
Policy, underwriting, claims, billing, finance, reinsurance and more — every module connected on one data model, zero paper, no duplicate data entry. Client 360 and Claim AI inside, evergreen by design. Legacy transition in 6–12 months.
Self-service portals that run on the PINS platform and connect to its data model — fast to deliver because the core capabilities are already proven.
Independent products that integrate on top of your existing landscape — no core replacement required.
Implementation in Latvia in 2010, later extended to Estonia and Lithuania — delivered as BTA grew into one of the Baltic region's insurance market leaders.
Deployment starting in Latvia and expanding across the Baltics — Compensa Life became a leading health insurer in its market on this platform.
See full case studies — scope, timeline, and outcomes →
ISO 27001 and 9001 certified. Cloud, on-premise, or VM deployment. Multi-country, multi-language, multi-currency, multi-entity — built for groups operating across markets.
The shortlist insurers evaluate — and the five dimensions that decide.
Read the guideHonest side-by-side: lines, upgrades, AI, implementation, deployment.
Compare14 evaluation areas for your core platform RFP.
Open checklistDe-risked delivery: phased lifecycle, parallel-run migration, zero-downtime, clear RACI.
See the methodVIG and Baltic leaders — scope, timeline, and the business outcome.
Read case studiesPINS vs Duck Creek → PINS vs Sapiens → Core replacement in 6–12 months → TPA oversight & leakage →